Mortgages for self employed

At speaking mortgages we have a wealth of knowledge and experience facilitating self employed UK home mortgages.

Self certification is expressly designed for the increasing number of self employed in the UK employment market. If you have a good track record with audited accounts then you should consider a status based mortgage. If one of the following applies to you then self certification of your income may be better suited to your circumstances:

You lack three full years of trading accounts.

Your current earnings are significantly greater than your accounts can prove.

Lenders are now much more realistic when looking at affordability and will take a balanced view of both your income and expenditure.

Check out our great self employed mortgages now!